Insurance coverage: patients between age 1 to age 70 receiving outpatient or hospitalization service in agreed hospitals, except for pregnant and parturient women.
Insurance period: single time.
Insurance liability: during the insurance period, if the insured is killed, disabled, burned or scalded due to accidental injuries or medical negligence in hospitals in China (except for Hong Kong, Macao and Taiwan), the insurer should pay the benefit by convention, and the sum of benefit should not surpass the sum insured.