Insurance coverage: Family members between age 1 and age 65 who are healthy and capable of working and learning.
Insurance period: Within one year.
Insurance liability: A-type: During the insurance period, if the insured is killed, disabled or needs to pay medical expenses in China (except for Hong Kong, Macao and Taiwan) due to accidental injuries, the insurer should pay the accidental injury benefit and accident medical insurance benefit by convention.
B-type: During the insurance period, if the insured dies of illness after 90 days since the insurance contract took effect (the insured that has renewed the insurance in time is not limited by 90 days), the insurer should pay the disease death benefit in accordance with the amount stipulated in the contract, and the disease death liability of the insurance contract towards the insured is terminated.
C-type: During the insurance period, if the insured takes vehicles (planes, ships, trains or motor vehicles) as a passenger in China (except for Hong Kong, Macao and Taiwan), he or she is killed, disabled, burned or scalded due to accidents, the insurer should pay the traffic accident benefit by convention.