Insurance coverage: the insured that has full capacity of civil conduct, others who have insurable interest with the insured.
Insurance period: within one year
Insurance liability: A-type: When the insured takes a commercially-run automobile as a passenger, from the time he or she boards the automobile till the time he or she gets off the automobile after arrival, if the insured is killed, disabled, burned or scalded due to accidents.
B-type: When the insured takes a commercially-run train or ship as a passenger, from the time he or she boards the train or the ship till the time he or she gets off the train or ship after arrival, if the insured is killed, disabled, burned or scalded due to accidents.
C-type: When the insured takes a commercially-run flight as a passenger, from the flight he or she boards the plane till the time he or she gets off the plane after arrival, if the insured is killed, disabled, burned or scalded due to accidents.
During the insurance period, if the insured is killed, disabled, burned or scalded due to the above-mentioned three risks, the insurer should pay the benefit by convention, and the sum of the benefits should not surpass the sum insured.