Insurance coverage: family automobile owners, users or their parents, spouses and children who are healthy and capable of working or leading a normal life.
Insurance period: within one year.
Insurance liability: During the insurance period, if the insured, during the course of driving or taking the family automobile provided above within the territory of the People’s Republic of China (except Hong Kong, Macao and Taiwan), is disabled, burned or scalded, or in the need of paying medical bills due to collision, overturn, spontaneous combustion, explosion of the vehicle or strikes of unknown airborne objects, the insurer should pay the accidental injury benefit and accident medical insurance benefit by convention.